Hillsdale County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $176,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,242 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $176,100 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 4.73× |
| Median household income | $64,242 |
| Median home value ÷ income | 2.7× |
| Population | 45,654 |
| Median property tax paid (owners) | $1,738 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 82.0% |
| Home value rank in Michigan | 44 of 83 counties |
| Neighbor: Steuben County, IN | limit $832,750; median home $216,200 |
| Neighbor: Branch County, MI | limit $832,750; median home $162,500 |
| Neighbor: Calhoun County, MI | limit $832,750; median home $162,800 |
| Neighbor: Jackson County, MI | limit $832,750; median home $193,700 |
| Neighbor: Lenawee County, MI | limit $832,750; median home $196,800 |
| Neighbor: Fulton County, OH | limit $832,750; median home $191,000 |
| Neighbor: Williams County, OH | limit $832,750; median home $150,000 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hillsdale County's median home value is 24% below the state median of $231,600 (rank 44 of 83). Among its 7 neighboring counties, Steuben County has the highest median home value ($216,200) and Williams County the lowest ($150,000); all share the same loan limit. Owners pay a median $1,738 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hill County, TX
- 2026 conforming loan limit: Hillsborough County, FL
- 2026 conforming loan limit: Hillsborough County, NH
- 2026 conforming loan limit: Hinds County, MS
- 2026 conforming loan limit: Hinsdale County, CO
- 2026 conforming loan limit: Hitchcock County, NE
- 2026 conforming loan limit: Hocking County, OH
- 2026 conforming loan limit: Hockley County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.