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2026 conforming loan limit: Hockley County, TX

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Hockley County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $127,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,140 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$127,000
Texas median home value$283,800
Limit ÷ median home value6.56×
Median household income$63,140
Median home value ÷ income2.0×
Population21,363
Median property tax paid (owners)$1,760
Effective property tax rate (approx.)1.39%
Owner-occupied homes72.2%
Home value rank in Texas174 of 250 counties
Neighbor: Bailey County, TXlimit $832,750; median home $105,300
Neighbor: Cochran County, TXlimit $832,750; median home $53,200
Neighbor: Hale County, TXlimit $832,750; median home $116,500
Neighbor: Lamb County, TXlimit $832,750; median home $82,400
Neighbor: Lubbock County, TXlimit $832,750; median home $214,100
Neighbor: Lynn County, TXlimit $832,750; median home $147,300
Neighbor: Terry County, TXlimit $832,750; median home $105,400
Neighbor: Yoakum County, TXlimit $832,750; median home $182,600

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hockley County's median home value is 55% below the state median of $283,800 (rank 174 of 250). Among its 8 neighboring counties, Lubbock County has the highest median home value ($214,100) and Cochran County the lowest ($53,200); all share the same loan limit. Owners pay a median $1,760 a year in property tax, an effective rate of about 1.39% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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