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2026 conforming loan limit: Hoke County, NC

Quick answer

Hoke County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,912 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$219,300
North Carolina median home value$288,900
Limit ÷ median home value3.80×
Median household income$64,912
Median home value ÷ income3.4×
Population53,835
Median property tax paid (owners)$1,465
Effective property tax rate (approx.)0.67%
Owner-occupied homes73.0%
Home value rank in North Carolina51 of 100 counties
Neighbor: Cumberland County, NClimit $832,750; median home $199,200
Neighbor: Moore County, NClimit $832,750; median home $351,400
Neighbor: Richmond County, NClimit $832,750; median home $127,800
Neighbor: Robeson County, NClimit $832,750; median home $94,500
Neighbor: Scotland County, NClimit $832,750; median home $114,900

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hoke County's median home value is 24% below the state median of $288,900 (rank 51 of 100). Among its 5 neighboring counties, Moore County has the highest median home value ($351,400) and Robeson County the lowest ($94,500); all share the same loan limit. Owners pay a median $1,465 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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