Holt County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $138,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,187 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $138,200 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 6.03× |
| Median household income | $61,187 |
| Median home value ÷ income | 2.3× |
| Population | 4,240 |
| Median property tax paid (owners) | $967 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 77.2% |
| Home value rank in Missouri | 90 of 115 counties |
| Neighbor: Doniphan County, KS | limit $832,750; median home $135,200 |
| Neighbor: Andrew County, MO | limit $832,750; median home $215,400 |
| Neighbor: Atchison County, MO | limit $832,750; median home $106,800 |
| Neighbor: Nodaway County, MO | limit $832,750; median home $177,500 |
| Neighbor: Nemaha County, NE | limit $832,750; median home $131,700 |
| Neighbor: Richardson County, NE | limit $832,750; median home $100,300 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Holt County's median home value is 40% below the state median of $230,300 (rank 90 of 115). Among its 6 neighboring counties, Andrew County has the highest median home value ($215,400) and Richardson County the lowest ($100,300); all share the same loan limit. Owners pay a median $967 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Holmes County, FL
- 2026 conforming loan limit: Holmes County, MS
- 2026 conforming loan limit: Holmes County, OH
- 2026 conforming loan limit: Holt County, NE
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- 2026 conforming loan limit: Hood County, TX
- 2026 conforming loan limit: Hood River County, OR
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Last updated 2026-10-16. Data only, not financial or tax advice.