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2026 conforming loan limit: Hinds County, MS

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Hinds County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,402 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$159,900
Mississippi median home value$169,800
Limit ÷ median home value5.21×
Median household income$49,402
Median home value ÷ income3.2×
Population218,533
Median property tax paid (owners)$1,403
Effective property tax rate (approx.)0.88%
Owner-occupied homes58.3%
Home value rank in Mississippi20 of 82 counties
Neighbor: Claiborne County, MSlimit $832,750; median home $82,700
Neighbor: Copiah County, MSlimit $832,750; median home $114,100
Neighbor: Madison County, MSlimit $832,750; median home $311,100
Neighbor: Rankin County, MSlimit $832,750; median home $237,400
Neighbor: Simpson County, MSlimit $832,750; median home $122,200
Neighbor: Warren County, MSlimit $832,750; median home $156,400
Neighbor: Yazoo County, MSlimit $832,750; median home $153,800

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hinds County's median home value is 6% below the state median of $169,800 (rank 20 of 82). Among its 7 neighboring counties, Madison County has the highest median home value ($311,100) and Claiborne County the lowest ($82,700); all share the same loan limit. Owners pay a median $1,403 a year in property tax, an effective rate of about 0.88% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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