Hidalgo County, New Mexico has a 2026 one-unit conforming loan limit of $832,750, which is 7.5 times the county's median home value of $111,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,882 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $111,000 |
| New Mexico median home value | $248,100 |
| Limit ÷ median home value | 7.50× |
| Median household income | $48,882 |
| Median home value ÷ income | 2.3× |
| Population | 4,041 |
| Median property tax paid (owners) | $531 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 80.8% |
| Home value rank in New Mexico | 29 of 33 counties |
| Neighbor: Cochise County, AZ | limit $832,750; median home $218,300 |
| Neighbor: Greenlee County, AZ | limit $832,750; median home $158,600 |
| Neighbor: Grant County, NM | limit $832,750; median home $175,600 |
| Neighbor: Luna County, NM | limit $832,750; median home $128,000 |
Across New Mexico's 33 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hidalgo County's median home value is 55% below the state median of $248,100 (rank 29 of 33). Among its 4 neighboring counties, Cochise County has the highest median home value ($218,300) and Luna County the lowest ($128,000); all share the same loan limit. Owners pay a median $531 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hickman County, KY
- 2026 conforming loan limit: Hickman County, TN
- 2026 conforming loan limit: Hickory County, MO
- 2026 conforming loan limit: Hidalgo County, TX
- 2026 conforming loan limit: Highland County, OH
- 2026 conforming loan limit: Highland County, VA
- 2026 conforming loan limit: Highlands County, FL
- 2026 conforming loan limit: Hill County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.