Henry County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 6.2 times the county's median home value of $134,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,760 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $134,800 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 6.18× |
| Median household income | $50,760 |
| Median home value ÷ income | 2.7× |
| Population | 49,980 |
| Median property tax paid (owners) | $637 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 75.2% |
| Home value rank in Virginia | 122 of 133 counties |
| Neighbor: Rockingham County, NC | limit $832,750; median home $168,600 |
| Neighbor: Stokes County, NC | limit $832,750; median home $196,700 |
| Neighbor: Franklin County, VA | limit $832,750; median home $240,400 |
| Neighbor: Patrick County, VA | limit $832,750; median home $153,400 |
| Neighbor: Pittsylvania County, VA | limit $832,750; median home $161,400 |
| Neighbor: Martinsville City, VA | limit $832,750; median home $98,400 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Henry County's median home value is 65% below the state median of $383,700 (rank 122 of 133). Among its 6 neighboring counties, Franklin County has the highest median home value ($240,400) and Martinsville City the lowest ($98,400); all share the same loan limit. Owners pay a median $637 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Henry County, MO
- 2026 conforming loan limit: Henry County, OH
- 2026 conforming loan limit: Henry County, TN
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- 2026 conforming loan limit: Hernando County, FL
- 2026 conforming loan limit: Hertford County, NC
- 2026 conforming loan limit: Hettinger County, ND
- 2026 conforming loan limit: Hickman County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.