Henry County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $161,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,931 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $161,000 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.17× |
| Median household income | $59,931 |
| Median home value ÷ income | 2.7× |
| Population | 17,647 |
| Median property tax paid (owners) | $553 |
| Effective property tax rate (approx.) | 0.34% |
| Owner-occupied homes | 79.5% |
| Home value rank in Alabama | 28 of 67 counties |
| Neighbor: Barbour County, AL | limit $832,750; median home $112,900 |
| Neighbor: Dale County, AL | limit $832,750; median home $143,500 |
| Neighbor: Houston County, AL | limit $832,750; median home $183,300 |
| Neighbor: Clay County, GA | limit $832,750; median home $94,400 |
| Neighbor: Early County, GA | limit $832,750; median home $131,300 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Henry County's median home value is 23% below the state median of $209,900 (rank 28 of 67). Among its 5 neighboring counties, Houston County has the highest median home value ($183,300) and Clay County the lowest ($94,400); all share the same loan limit. Owners pay a median $553 a year in property tax, an effective rate of about 0.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hendry County, FL
- 2026 conforming loan limit: Hennepin County, MN
- 2026 conforming loan limit: Henrico County, VA
- 2026 conforming loan limit: Henry County, GA
- 2026 conforming loan limit: Henry County, IA
- 2026 conforming loan limit: Henry County, IL
- 2026 conforming loan limit: Henry County, IN
- 2026 conforming loan limit: Henry County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.