Jersey County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $171,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,361 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,900 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 4.84× |
| Median household income | $80,361 |
| Median home value ÷ income | 2.1× |
| Population | 21,274 |
| Median property tax paid (owners) | $3,020 |
| Effective property tax rate (approx.) | 1.76% |
| Owner-occupied homes | 80.5% |
| Home value rank in Illinois | 27 of 102 counties |
| Neighbor: Calhoun County, IL | limit $832,750; median home $190,900 |
| Neighbor: Greene County, IL | limit $832,750; median home $95,200 |
| Neighbor: Macoupin County, IL | limit $832,750; median home $138,200 |
| Neighbor: Madison County, IL | limit $832,750; median home $173,000 |
| Neighbor: St. Charles County, MO | limit $832,750; median home $320,800 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jersey County's median home value is 35% below the state median of $263,300 (rank 27 of 102). Among its 5 neighboring counties, St. Charles County has the highest median home value ($320,800) and Greene County the lowest ($95,200); all share the same loan limit. Owners pay a median $3,020 a year in property tax, an effective rate of about 1.76% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jennings County, IN
- 2026 conforming loan limit: Jerauld County, SD
- 2026 conforming loan limit: Jerome County, ID
- 2026 conforming loan limit: Jessamine County, KY
- 2026 conforming loan limit: Jewell County, KS
- 2026 conforming loan limit: Jim Hogg County, TX
- 2026 conforming loan limit: Jim Wells County, TX
- 2026 conforming loan limit: Jo Daviess County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.