Jim Wells County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $123,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,896 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $123,600 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 6.74× |
| Median household income | $51,896 |
| Median home value ÷ income | 2.4× |
| Population | 38,850 |
| Median property tax paid (owners) | $1,426 |
| Effective property tax rate (approx.) | 1.15% |
| Owner-occupied homes | 68.5% |
| Home value rank in Texas | 178 of 250 counties |
| Neighbor: Brooks County, TX | limit $832,750; median home $81,000 |
| Neighbor: Duval County, TX | limit $832,750; median home $89,400 |
| Neighbor: Kleberg County, TX | limit $832,750; median home $161,300 |
| Neighbor: Live Oak County, TX | limit $832,750; median home $159,200 |
| Neighbor: Nueces County, TX | limit $832,750; median home $208,800 |
| Neighbor: San Patricio County, TX | limit $832,750; median home $192,400 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jim Wells County's median home value is 56% below the state median of $283,800 (rank 178 of 250). Among its 6 neighboring counties, Nueces County has the highest median home value ($208,800) and Brooks County the lowest ($81,000); all share the same loan limit. Owners pay a median $1,426 a year in property tax, an effective rate of about 1.15% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jessamine County, KY
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- 2026 conforming loan limit: Jim Hogg County, TX
- 2026 conforming loan limit: Jo Daviess County, IL
- 2026 conforming loan limit: Johnson County, AR
- 2026 conforming loan limit: Johnson County, GA
- 2026 conforming loan limit: Johnson County, IA
- 2026 conforming loan limit: Johnson County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.