Johnson County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 8.8 times the county's median home value of $94,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,028 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $94,900 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 8.78× |
| Median household income | $51,028 |
| Median home value ÷ income | 1.9× |
| Population | 9,190 |
| Median property tax paid (owners) | $889 |
| Effective property tax rate (approx.) | 0.94% |
| Owner-occupied homes | 75.9% |
| Home value rank in Georgia | 142 of 159 counties |
| Neighbor: Emanuel County, GA | limit $832,750; median home $94,700 |
| Neighbor: Jefferson County, GA | limit $832,750; median home $105,400 |
| Neighbor: Laurens County, GA | limit $832,750; median home $154,500 |
| Neighbor: Treutlen County, GA | limit $832,750; median home $100,100 |
| Neighbor: Washington County, GA | limit $832,750; median home $112,500 |
| Neighbor: Wilkinson County, GA | limit $832,750; median home $86,300 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Johnson County's median home value is 69% below the state median of $303,300 (rank 142 of 159). Among its 6 neighboring counties, Laurens County has the highest median home value ($154,500) and Wilkinson County the lowest ($86,300); all share the same loan limit. Owners pay a median $889 a year in property tax, an effective rate of about 0.94% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Johnson County, AR
- 2026 conforming loan limit: Johnson County, IA
- 2026 conforming loan limit: Johnson County, IL
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- 2026 conforming loan limit: Johnson County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.