Johnson County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $391,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $109,208 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $391,200 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 2.13× |
| Median household income | $109,208 |
| Median home value ÷ income | 3.6× |
| Population | 620,631 |
| Median property tax paid (owners) | $4,447 |
| Effective property tax rate (approx.) | 1.14% |
| Owner-occupied homes | 68.5% |
| Home value rank in Kansas | 1 of 105 counties |
| Neighbor: Douglas County, KS | limit $832,750; median home $309,400 |
| Neighbor: Franklin County, KS | limit $832,750; median home $198,700 |
| Neighbor: Leavenworth County, KS | limit $832,750; median home $282,900 |
| Neighbor: Miami County, KS | limit $832,750; median home $287,700 |
| Neighbor: Wyandotte County, KS | limit $832,750; median home $172,300 |
| Neighbor: Cass County, MO | limit $832,750; median home $292,400 |
| Neighbor: Jackson County, MO | limit $832,750; median home $230,500 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Johnson County's median home value is 80% above the state median of $217,200 (rank 1 of 105). Among its 7 neighboring counties, Douglas County has the highest median home value ($309,400) and Wyandotte County the lowest ($172,300); all share the same loan limit. Owners pay a median $4,447 a year in property tax, an effective rate of about 1.14% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Johnson County, IA
- 2026 conforming loan limit: Johnson County, IL
- 2026 conforming loan limit: Johnson County, IN
- 2026 conforming loan limit: Johnson County, KY
- 2026 conforming loan limit: Johnson County, MO
- 2026 conforming loan limit: Johnson County, NE
- 2026 conforming loan limit: Johnson County, TN
- 2026 conforming loan limit: Johnson County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.