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2026 conforming loan limit: Johnson County, NE

Quick answer

Johnson County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $155,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,632 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$155,500
Nebraska median home value$238,600
Limit ÷ median home value5.36×
Median household income$57,632
Median home value ÷ income2.7×
Population5,261
Median property tax paid (owners)$2,052
Effective property tax rate (approx.)1.32%
Owner-occupied homes67.2%
Home value rank in Nebraska50 of 93 counties
Neighbor: Gage County, NElimit $832,750; median home $174,000
Neighbor: Lancaster County, NElimit $832,750; median home $275,200
Neighbor: Nemaha County, NElimit $832,750; median home $131,700
Neighbor: Otoe County, NElimit $832,750; median home $201,600
Neighbor: Pawnee County, NElimit $832,750; median home $79,400

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Johnson County's median home value is 35% below the state median of $238,600 (rank 50 of 93). Among its 5 neighboring counties, Lancaster County has the highest median home value ($275,200) and Pawnee County the lowest ($79,400); all share the same loan limit. Owners pay a median $2,052 a year in property tax, an effective rate of about 1.32% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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