Johnston County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $305,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,384 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $305,600 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 2.72× |
| Median household income | $83,384 |
| Median home value ÷ income | 3.7× |
| Population | 234,263 |
| Median property tax paid (owners) | $1,908 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 76.1% |
| Home value rank in North Carolina | 22 of 100 counties |
| Neighbor: Franklin County, NC | limit $832,750; median home $284,300 |
| Neighbor: Harnett County, NC | limit $832,750; median home $246,200 |
| Neighbor: Nash County, NC | limit $832,750; median home $191,000 |
| Neighbor: Sampson County, NC | limit $832,750; median home $150,700 |
| Neighbor: Wake County, NC | limit $832,750; median home $461,300 |
| Neighbor: Wayne County, NC | limit $832,750; median home $178,700 |
| Neighbor: Wilson County, NC | limit $832,750; median home $186,000 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Johnston County's median home value is 6% above the state median of $288,900 (rank 22 of 100). Among its 7 neighboring counties, Wake County has the highest median home value ($461,300) and Sampson County the lowest ($150,700); all share the same loan limit. Owners pay a median $1,908 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Johnson County, TN
- 2026 conforming loan limit: Johnson County, TX
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- 2026 conforming loan limit: Johnston County, OK
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- 2026 conforming loan limit: Jones County, MS
- 2026 conforming loan limit: Jones County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.