Jones County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $184,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,531 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $184,800 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.51× |
| Median household income | $73,531 |
| Median home value ÷ income | 2.5× |
| Population | 20,896 |
| Median property tax paid (owners) | $2,450 |
| Effective property tax rate (approx.) | 1.33% |
| Owner-occupied homes | 80.6% |
| Home value rank in Iowa | 28 of 99 counties |
| Neighbor: Cedar County, IA | limit $832,750; median home $211,300 |
| Neighbor: Clinton County, IA | limit $832,750; median home $160,600 |
| Neighbor: Delaware County, IA | limit $832,750; median home $177,900 |
| Neighbor: Dubuque County, IA | limit $832,750; median home $237,300 |
| Neighbor: Jackson County, IA | limit $832,750; median home $175,000 |
| Neighbor: Linn County, IA | limit $832,750; median home $214,300 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jones County's median home value is 11% below the state median of $208,000 (rank 28 of 99). Among its 6 neighboring counties, Dubuque County has the highest median home value ($237,300) and Clinton County the lowest ($160,600); all share the same loan limit. Owners pay a median $2,450 a year in property tax, an effective rate of about 1.33% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Johnston County, NC
- 2026 conforming loan limit: Johnston County, OK
- 2026 conforming loan limit: Jones County, GA
- 2026 conforming loan limit: Jones County, MS
- 2026 conforming loan limit: Jones County, NC
- 2026 conforming loan limit: Jones County, SD
- 2026 conforming loan limit: Jones County, TX
- 2026 conforming loan limit: Josephine County, OR
Last updated 2026-10-16. Data only, not financial or tax advice.