Jones County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,216 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $143,100 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 5.82× |
| Median household income | $52,216 |
| Median home value ÷ income | 2.7× |
| Population | 66,472 |
| Median property tax paid (owners) | $1,053 |
| Effective property tax rate (approx.) | 0.74% |
| Owner-occupied homes | 75.1% |
| Home value rank in Mississippi | 26 of 82 counties |
| Neighbor: Covington County, MS | limit $832,750; median home $105,100 |
| Neighbor: Forrest County, MS | limit $832,750; median home $168,000 |
| Neighbor: Jasper County, MS | limit $832,750; median home $107,100 |
| Neighbor: Perry County, MS | limit $832,750; median home $124,000 |
| Neighbor: Smith County, MS | limit $832,750; median home $112,600 |
| Neighbor: Wayne County, MS | limit $832,750; median home $91,100 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jones County's median home value is 16% below the state median of $169,800 (rank 26 of 82). Among its 6 neighboring counties, Forrest County has the highest median home value ($168,000) and Wayne County the lowest ($91,100); all share the same loan limit. Owners pay a median $1,053 a year in property tax, an effective rate of about 0.74% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Johnston County, OK
- 2026 conforming loan limit: Jones County, GA
- 2026 conforming loan limit: Jones County, IA
- 2026 conforming loan limit: Jones County, NC
- 2026 conforming loan limit: Jones County, SD
- 2026 conforming loan limit: Jones County, TX
- 2026 conforming loan limit: Josephine County, OR
- 2026 conforming loan limit: Juab County, UT
Last updated 2026-10-16. Data only, not financial or tax advice.