Jones County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 6.4 times the county's median home value of $130,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,641 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $130,300 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 6.39× |
| Median household income | $59,641 |
| Median home value ÷ income | 2.2× |
| Population | 9,302 |
| Median property tax paid (owners) | $964 |
| Effective property tax rate (approx.) | 0.74% |
| Owner-occupied homes | 79.4% |
| Home value rank in North Carolina | 87 of 100 counties |
| Neighbor: Carteret County, NC | limit $832,750; median home $333,300 |
| Neighbor: Craven County, NC | limit $832,750; median home $231,600 |
| Neighbor: Duplin County, NC | limit $832,750; median home $137,400 |
| Neighbor: Lenoir County, NC | limit $832,750; median home $120,500 |
| Neighbor: Onslow County, NC | limit $832,750; median home $236,400 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jones County's median home value is 55% below the state median of $288,900 (rank 87 of 100). Among its 5 neighboring counties, Carteret County has the highest median home value ($333,300) and Lenoir County the lowest ($120,500); all share the same loan limit. Owners pay a median $964 a year in property tax, an effective rate of about 0.74% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jones County, GA
- 2026 conforming loan limit: Jones County, IA
- 2026 conforming loan limit: Jones County, MS
- 2026 conforming loan limit: Jones County, SD
- 2026 conforming loan limit: Jones County, TX
- 2026 conforming loan limit: Josephine County, OR
- 2026 conforming loan limit: Juab County, UT
- 2026 conforming loan limit: Juana Diaz Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.