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2026 conforming loan limit: Johnson County, MO

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Johnson County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $235,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,272 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$235,700
Missouri median home value$230,300
Limit ÷ median home value3.53×
Median household income$67,272
Median home value ÷ income3.5×
Population54,732
Median property tax paid (owners)$1,565
Effective property tax rate (approx.)0.66%
Owner-occupied homes63.5%
Home value rank in Missouri13 of 115 counties
Neighbor: Cass County, MOlimit $832,750; median home $292,400
Neighbor: Henry County, MOlimit $832,750; median home $160,600
Neighbor: Jackson County, MOlimit $832,750; median home $230,500
Neighbor: Lafayette County, MOlimit $832,750; median home $216,500
Neighbor: Pettis County, MOlimit $832,750; median home $166,300

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Johnson County's median home value is 2% above the state median of $230,300 (rank 13 of 115). Among its 5 neighboring counties, Cass County has the highest median home value ($292,400) and Henry County the lowest ($160,600); all share the same loan limit. Owners pay a median $1,565 a year in property tax, an effective rate of about 0.66% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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