Jackson County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $230,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,577 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $230,500 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 3.61× |
| Median household income | $68,577 |
| Median home value ÷ income | 3.4× |
| Population | 719,976 |
| Median property tax paid (owners) | $2,575 |
| Effective property tax rate (approx.) | 1.12% |
| Owner-occupied homes | 59.1% |
| Home value rank in Missouri | 14 of 115 counties |
| Neighbor: Johnson County, KS | limit $832,750; median home $391,200 |
| Neighbor: Wyandotte County, KS | limit $832,750; median home $172,300 |
| Neighbor: Cass County, MO | limit $832,750; median home $292,400 |
| Neighbor: Clay County, MO | limit $832,750; median home $275,600 |
| Neighbor: Johnson County, MO | limit $832,750; median home $235,700 |
| Neighbor: Lafayette County, MO | limit $832,750; median home $216,500 |
| Neighbor: Ray County, MO | limit $832,750; median home $198,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 0% above the state median of $230,300 (rank 14 of 115). Among its 7 neighboring counties, Johnson County has the highest median home value ($391,200) and Wyandotte County the lowest ($172,300); all share the same loan limit. Owners pay a median $2,575 a year in property tax, an effective rate of about 1.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.
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