Jefferson County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $237,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $82,851 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $237,200 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 3.51× |
| Median household income | $82,851 |
| Median home value ÷ income | 2.9× |
| Population | 229,458 |
| Median property tax paid (owners) | $1,906 |
| Effective property tax rate (approx.) | 0.80% |
| Owner-occupied homes | 82.2% |
| Home value rank in Missouri | 12 of 115 counties |
| Neighbor: Monroe County, IL | limit $832,750; median home $282,100 |
| Neighbor: Franklin County, MO | limit $832,750; median home $227,600 |
| Neighbor: Ste. Genevieve County, MO | limit $832,750; median home $222,200 |
| Neighbor: St. Francois County, MO | limit $832,750; median home $169,300 |
| Neighbor: St. Louis County, MO | limit $832,750; median home $276,800 |
| Neighbor: Washington County, MO | limit $832,750; median home $129,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 3% above the state median of $230,300 (rank 12 of 115). Among its 6 neighboring counties, Monroe County has the highest median home value ($282,100) and Washington County the lowest ($129,400); all share the same loan limit. Owners pay a median $1,906 a year in property tax, an effective rate of about 0.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, IN
- 2026 conforming loan limit: Jefferson County, KS
- 2026 conforming loan limit: Jefferson County, KY
- 2026 conforming loan limit: Jefferson County, MS
- 2026 conforming loan limit: Jefferson County, MT
- 2026 conforming loan limit: Jefferson County, NE
- 2026 conforming loan limit: Jefferson County, NY
- 2026 conforming loan limit: Jefferson County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.