Jefferson County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $194,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,577 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $194,600 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 4.28× |
| Median household income | $64,577 |
| Median home value ÷ income | 3.0× |
| Population | 32,998 |
| Median property tax paid (owners) | $1,252 |
| Effective property tax rate (approx.) | 0.64% |
| Owner-occupied homes | 71.8% |
| Home value rank in Indiana | 39 of 92 counties |
| Neighbor: Clark County, IN | limit $832,750; median home $222,900 |
| Neighbor: Jennings County, IN | limit $832,750; median home $161,500 |
| Neighbor: Ripley County, IN | limit $832,750; median home $222,500 |
| Neighbor: Scott County, IN | limit $832,750; median home $158,400 |
| Neighbor: Switzerland County, IN | limit $832,750; median home $175,800 |
| Neighbor: Carroll County, KY | limit $832,750; median home $140,900 |
| Neighbor: Trimble County, KY | limit $832,750; median home $172,000 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 11% below the state median of $218,200 (rank 39 of 92). Among its 7 neighboring counties, Clark County has the highest median home value ($222,900) and Carroll County the lowest ($140,900); all share the same loan limit. Owners pay a median $1,252 a year in property tax, an effective rate of about 0.64% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, IA
- 2026 conforming loan limit: Jefferson County, ID
- 2026 conforming loan limit: Jefferson County, IL
- 2026 conforming loan limit: Jefferson County, KS
- 2026 conforming loan limit: Jefferson County, KY
- 2026 conforming loan limit: Jefferson County, MO
- 2026 conforming loan limit: Jefferson County, MS
- 2026 conforming loan limit: Jefferson County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.