Jefferson County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 10.2 times the county's median home value of $81,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $38,305 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $81,300 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 10.24× |
| Median household income | $38,305 |
| Median home value ÷ income | 2.1× |
| Population | 7,068 |
| Median property tax paid (owners) | $698 |
| Effective property tax rate (approx.) | 0.86% |
| Owner-occupied homes | 82.9% |
| Home value rank in Mississippi | 80 of 82 counties |
| Neighbor: Tensas Parish, LA | limit $832,750; median home $86,300 |
| Neighbor: Adams County, MS | limit $832,750; median home $108,700 |
| Neighbor: Claiborne County, MS | limit $832,750; median home $82,700 |
| Neighbor: Copiah County, MS | limit $832,750; median home $114,100 |
| Neighbor: Franklin County, MS | limit $832,750; median home $101,900 |
| Neighbor: Lincoln County, MS | limit $832,750; median home $155,800 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 52% below the state median of $169,800 (rank 80 of 82). Among its 6 neighboring counties, Lincoln County has the highest median home value ($155,800) and Claiborne County the lowest ($82,700); all share the same loan limit. Owners pay a median $698 a year in property tax, an effective rate of about 0.86% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, KS
- 2026 conforming loan limit: Jefferson County, KY
- 2026 conforming loan limit: Jefferson County, MO
- 2026 conforming loan limit: Jefferson County, MT
- 2026 conforming loan limit: Jefferson County, NE
- 2026 conforming loan limit: Jefferson County, NY
- 2026 conforming loan limit: Jefferson County, OH
- 2026 conforming loan limit: Jefferson County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.