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2026 conforming loan limit: Jefferson County, NE

Quick answer

Jefferson County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 6.4 times the county's median home value of $129,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,044 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$129,500
Nebraska median home value$238,600
Limit ÷ median home value6.43×
Median household income$59,044
Median home value ÷ income2.2×
Population7,161
Median property tax paid (owners)$1,886
Effective property tax rate (approx.)1.46%
Owner-occupied homes74.9%
Home value rank in Nebraska67 of 93 counties
Neighbor: Republic County, KSlimit $832,750; median home $75,600
Neighbor: Washington County, KSlimit $832,750; median home $117,100
Neighbor: Fillmore County, NElimit $832,750; median home $151,000
Neighbor: Gage County, NElimit $832,750; median home $174,000
Neighbor: Saline County, NElimit $832,750; median home $197,400
Neighbor: Thayer County, NElimit $832,750; median home $122,800

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 46% below the state median of $238,600 (rank 67 of 93). Among its 6 neighboring counties, Saline County has the highest median home value ($197,400) and Republic County the lowest ($75,600); all share the same loan limit. Owners pay a median $1,886 a year in property tax, an effective rate of about 1.46% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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