Jefferson County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 10.1 times the county's median home value of $82,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,668 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $82,500 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 10.09× |
| Median household income | $48,668 |
| Median home value ÷ income | 1.7× |
| Population | 5,380 |
| Median property tax paid (owners) | $517 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 70.9% |
| Home value rank in Oklahoma | 75 of 77 counties |
| Neighbor: Carter County, OK | limit $832,750; median home $168,500 |
| Neighbor: Cotton County, OK | limit $832,750; median home $113,900 |
| Neighbor: Love County, OK | limit $832,750; median home $171,000 |
| Neighbor: Stephens County, OK | limit $832,750; median home $145,300 |
| Neighbor: Clay County, TX | limit $832,750; median home $171,500 |
| Neighbor: Montague County, TX | limit $832,750; median home $206,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 59% below the state median of $199,800 (rank 75 of 77). Among its 6 neighboring counties, Montague County has the highest median home value ($206,400) and Cotton County the lowest ($113,900); all share the same loan limit. Owners pay a median $517 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, NE
- 2026 conforming loan limit: Jefferson County, NY
- 2026 conforming loan limit: Jefferson County, OH
- 2026 conforming loan limit: Jefferson County, OR
- 2026 conforming loan limit: Jefferson County, PA
- 2026 conforming loan limit: Jefferson County, TN
- 2026 conforming loan limit: Jefferson County, TX
- 2026 conforming loan limit: Jefferson County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.