Jefferson County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 1.6 times the county's median home value of $535,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,048 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $535,000 |
| Washington median home value | $564,600 |
| Limit ÷ median home value | 1.56× |
| Median household income | $74,048 |
| Median home value ÷ income | 7.2× |
| Population | 33,577 |
| Median property tax paid (owners) | $3,818 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 79.0% |
| Home value rank in Washington | 8 of 39 counties |
| Neighbor: Clallam County, WA | limit $832,750; median home $421,800 |
| Neighbor: Grays Harbor County, WA | limit $832,750; median home $314,000 |
| Neighbor: Island County, WA | limit $832,750; median home $593,300 |
| Neighbor: Kitsap County, WA | limit $832,750; median home $555,100 |
| Neighbor: Mason County, WA | limit $832,750; median home $411,800 |
| Neighbor: San Juan County, WA | limit $832,750; median home $799,200 |
Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Jefferson County's median home value is 5% below the state median of $564,600 (rank 8 of 39). Among its 6 neighboring counties, San Juan County has the highest median home value ($799,200) and Grays Harbor County the lowest ($314,000); all share the same loan limit. Owners pay a median $3,818 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, PA
- 2026 conforming loan limit: Jefferson County, TN
- 2026 conforming loan limit: Jefferson County, TX
- 2026 conforming loan limit: Jefferson County, WI
- 2026 conforming loan limit: Jefferson County, WV
- 2026 conforming loan limit: Jefferson Davis County, MS
- 2026 conforming loan limit: Jefferson Davis Parish, LA
- 2026 conforming loan limit: Jefferson Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.