Jefferson County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $169,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,026 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $169,500 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.91× |
| Median household income | $60,026 |
| Median home value ÷ income | 2.8× |
| Population | 253,878 |
| Median property tax paid (owners) | $2,600 |
| Effective property tax rate (approx.) | 1.53% |
| Owner-occupied homes | 62.5% |
| Home value rank in Texas | 124 of 250 counties |
| Neighbor: Cameron Parish, LA | limit $832,750; median home $202,500 |
| Neighbor: Chambers County, TX | limit $832,750; median home $329,500 |
| Neighbor: Hardin County, TX | limit $832,750; median home $205,700 |
| Neighbor: Liberty County, TX | limit $832,750; median home $181,700 |
| Neighbor: Orange County, TX | limit $832,750; median home $173,400 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 40% below the state median of $283,800 (rank 124 of 250). Among its 5 neighboring counties, Chambers County has the highest median home value ($329,500) and Orange County the lowest ($173,400); all share the same loan limit. Owners pay a median $2,600 a year in property tax, an effective rate of about 1.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, OR
- 2026 conforming loan limit: Jefferson County, PA
- 2026 conforming loan limit: Jefferson County, TN
- 2026 conforming loan limit: Jefferson County, WA
- 2026 conforming loan limit: Jefferson County, WI
- 2026 conforming loan limit: Jefferson County, WV
- 2026 conforming loan limit: Jefferson Davis County, MS
- 2026 conforming loan limit: Jefferson Davis Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.