Jefferson County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $374,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,260 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $374,200 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 2.23× |
| Median household income | $76,260 |
| Median home value ÷ income | 4.9× |
| Population | 25,203 |
| Median property tax paid (owners) | $2,591 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 72.0% |
| Home value rank in Oregon | 21 of 36 counties |
| Neighbor: Crook County, OR | limit $832,750; median home $467,000 |
| Neighbor: Deschutes County, OR | limit $832,750; median home $650,900 |
| Neighbor: Linn County, OR | limit $832,750; median home $376,400 |
| Neighbor: Marion County, OR | limit $832,750; median home $416,400 |
| Neighbor: Wasco County, OR | limit $832,750; median home $367,400 |
| Neighbor: Wheeler County, OR | limit $832,750; median home $272,400 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 22% below the state median of $477,600 (rank 21 of 36). Among its 6 neighboring counties, Deschutes County has the highest median home value ($650,900) and Wheeler County the lowest ($272,400); all share the same loan limit. Owners pay a median $2,591 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, NY
- 2026 conforming loan limit: Jefferson County, OH
- 2026 conforming loan limit: Jefferson County, OK
- 2026 conforming loan limit: Jefferson County, PA
- 2026 conforming loan limit: Jefferson County, TN
- 2026 conforming loan limit: Jefferson County, TX
- 2026 conforming loan limit: Jefferson County, WA
- 2026 conforming loan limit: Jefferson County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.