Jefferson County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 6.5 times the county's median home value of $127,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,055 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $127,800 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 6.52× |
| Median household income | $59,055 |
| Median home value ÷ income | 2.2× |
| Population | 64,518 |
| Median property tax paid (owners) | $1,257 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 70.5% |
| Home value rank in Ohio | 86 of 88 counties |
| Neighbor: Belmont County, OH | limit $832,750; median home $154,900 |
| Neighbor: Carroll County, OH | limit $832,750; median home $183,100 |
| Neighbor: Columbiana County, OH | limit $832,750; median home $151,600 |
| Neighbor: Harrison County, OH | limit $832,750; median home $121,500 |
| Neighbor: Brooke County, WV | limit $832,750; median home $141,500 |
| Neighbor: Hancock County, WV | limit $832,750; median home $130,800 |
| Neighbor: Ohio County, WV | limit $832,750; median home $166,000 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 41% below the state median of $214,800 (rank 86 of 88). Among its 7 neighboring counties, Carroll County has the highest median home value ($183,100) and Harrison County the lowest ($121,500); all share the same loan limit. Owners pay a median $1,257 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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