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2026 conforming loan limit: Lawrence County, OH

Quick answer

Lawrence County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $144,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,325 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$144,000
Ohio median home value$214,800
Limit ÷ median home value5.78×
Median household income$58,325
Median home value ÷ income2.5×
Population56,819
Median property tax paid (owners)$1,215
Effective property tax rate (approx.)0.84%
Owner-occupied homes72.3%
Home value rank in Ohio80 of 88 counties
Neighbor: Boyd County, KYlimit $832,750; median home $130,700
Neighbor: Greenup County, KYlimit $832,750; median home $134,000
Neighbor: Gallia County, OHlimit $832,750; median home $155,600
Neighbor: Jackson County, OHlimit $832,750; median home $150,700
Neighbor: Scioto County, OHlimit $832,750; median home $137,900
Neighbor: Cabell County, WVlimit $832,750; median home $164,400
Neighbor: Wayne County, WVlimit $832,750; median home $127,100

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lawrence County's median home value is 33% below the state median of $214,800 (rank 80 of 88). Among its 7 neighboring counties, Cabell County has the highest median home value ($164,400) and Wayne County the lowest ($127,100); all share the same loan limit. Owners pay a median $1,215 a year in property tax, an effective rate of about 0.84% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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