Lawrence County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $175,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,215 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $175,100 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.76× |
| Median household income | $61,215 |
| Median home value ÷ income | 2.9× |
| Population | 38,593 |
| Median property tax paid (owners) | $1,032 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 73.9% |
| Home value rank in Missouri | 47 of 115 counties |
| Neighbor: Barry County, MO | limit $832,750; median home $187,800 |
| Neighbor: Christian County, MO | limit $832,750; median home $274,900 |
| Neighbor: Dade County, MO | limit $832,750; median home $170,600 |
| Neighbor: Greene County, MO | limit $832,750; median home $221,300 |
| Neighbor: Jasper County, MO | limit $832,750; median home $166,900 |
| Neighbor: Newton County, MO | limit $832,750; median home $190,700 |
| Neighbor: Stone County, MO | limit $832,750; median home $249,000 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lawrence County's median home value is 24% below the state median of $230,300 (rank 47 of 115). Among its 7 neighboring counties, Christian County has the highest median home value ($274,900) and Jasper County the lowest ($166,900); all share the same loan limit. Owners pay a median $1,032 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lawrence County, IL
- 2026 conforming loan limit: Lawrence County, IN
- 2026 conforming loan limit: Lawrence County, KY
- 2026 conforming loan limit: Lawrence County, MS
- 2026 conforming loan limit: Lawrence County, OH
- 2026 conforming loan limit: Lawrence County, PA
- 2026 conforming loan limit: Lawrence County, SD
- 2026 conforming loan limit: Lawrence County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.