Lawrence County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $99,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,324 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $99,100 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 8.40× |
| Median household income | $55,324 |
| Median home value ÷ income | 1.8× |
| Population | 15,031 |
| Median property tax paid (owners) | $1,174 |
| Effective property tax rate (approx.) | 1.18% |
| Owner-occupied homes | 71.8% |
| Home value rank in Illinois | 91 of 102 counties |
| Neighbor: Crawford County, IL | limit $832,750; median home $121,100 |
| Neighbor: Richland County, IL | limit $832,750; median home $112,000 |
| Neighbor: Wabash County, IL | limit $832,750; median home $104,900 |
| Neighbor: Knox County, IN | limit $832,750; median home $137,700 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lawrence County's median home value is 62% below the state median of $263,300 (rank 91 of 102). Among its 4 neighboring counties, Knox County has the highest median home value ($137,700) and Wabash County the lowest ($104,900); all share the same loan limit. Owners pay a median $1,174 a year in property tax, an effective rate of about 1.18% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lavaca County, TX
- 2026 conforming loan limit: Lawrence County, AL
- 2026 conforming loan limit: Lawrence County, AR
- 2026 conforming loan limit: Lawrence County, IN
- 2026 conforming loan limit: Lawrence County, KY
- 2026 conforming loan limit: Lawrence County, MO
- 2026 conforming loan limit: Lawrence County, MS
- 2026 conforming loan limit: Lawrence County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.