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2026 conforming loan limit: Lawrence County, AR

Quick answer

Lawrence County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $98,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,882 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$98,900
Arkansas median home value$188,000
Limit ÷ median home value8.42×
Median household income$44,882
Median home value ÷ income2.2×
Population16,238
Median property tax paid (owners)$461
Effective property tax rate (approx.)0.47%
Owner-occupied homes66.6%
Home value rank in Arkansas61 of 75 counties
Neighbor: Craighead County, ARlimit $832,750; median home $210,400
Neighbor: Greene County, ARlimit $832,750; median home $169,300
Neighbor: Independence County, ARlimit $832,750; median home $142,600
Neighbor: Jackson County, ARlimit $832,750; median home $98,300
Neighbor: Randolph County, ARlimit $832,750; median home $130,600
Neighbor: Sharp County, ARlimit $832,750; median home $105,100

Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lawrence County's median home value is 47% below the state median of $188,000 (rank 61 of 75). Among its 6 neighboring counties, Craighead County has the highest median home value ($210,400) and Jackson County the lowest ($98,300); all share the same loan limit. Owners pay a median $461 a year in property tax, an effective rate of about 0.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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