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2026 conforming loan limit: Lawrence County, MS

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Lawrence County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 8.3 times the county's median home value of $100,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $43,531 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$100,000
Mississippi median home value$169,800
Limit ÷ median home value8.33×
Median household income$43,531
Median home value ÷ income2.3×
Population11,786
Median property tax paid (owners)$674
Effective property tax rate (approx.)0.67%
Owner-occupied homes83.5%
Home value rank in Mississippi66 of 82 counties
Neighbor: Copiah County, MSlimit $832,750; median home $114,100
Neighbor: Jefferson Davis County, MSlimit $832,750; median home $90,100
Neighbor: Lincoln County, MSlimit $832,750; median home $155,800
Neighbor: Marion County, MSlimit $832,750; median home $122,800
Neighbor: Simpson County, MSlimit $832,750; median home $122,200
Neighbor: Walthall County, MSlimit $832,750; median home $126,600

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lawrence County's median home value is 41% below the state median of $169,800 (rank 66 of 82). Among its 6 neighboring counties, Lincoln County has the highest median home value ($155,800) and Jefferson Davis County the lowest ($90,100); all share the same loan limit. Owners pay a median $674 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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