Lake County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $214,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,925 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $214,100 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 3.89× |
| Median household income | $80,925 |
| Median home value ÷ income | 2.6× |
| Population | 232,216 |
| Median property tax paid (owners) | $3,475 |
| Effective property tax rate (approx.) | 1.62% |
| Owner-occupied homes | 75.8% |
| Home value rank in Ohio | 24 of 88 counties |
| Neighbor: Ashtabula County, OH | limit $832,750; median home $159,500 |
| Neighbor: Cuyahoga County, OH | limit $832,750; median home $195,400 |
| Neighbor: Geauga County, OH | limit $832,750; median home $331,100 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lake County's median home value is 0% below the state median of $214,800 (rank 24 of 88). Among its 3 neighboring counties, Geauga County has the highest median home value ($331,100) and Ashtabula County the lowest ($159,500); all share the same loan limit. Owners pay a median $3,475 a year in property tax, an effective rate of about 1.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lake County, MI
- 2026 conforming loan limit: Lake County, MN
- 2026 conforming loan limit: Lake County, MT
- 2026 conforming loan limit: Lake County, OR
- 2026 conforming loan limit: Lake County, SD
- 2026 conforming loan limit: Lake County, TN
- 2026 conforming loan limit: Lake Of The Woods County, MN
- 2026 conforming loan limit: Lamar County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.