Lamar County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $114,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,000 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $114,000 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 7.30× |
| Median household income | $50,000 |
| Median home value ÷ income | 2.3× |
| Population | 13,693 |
| Median property tax paid (owners) | $274 |
| Effective property tax rate (approx.) | 0.24% |
| Owner-occupied homes | 75.7% |
| Home value rank in Alabama | 54 of 67 counties |
| Neighbor: Fayette County, AL | limit $832,750; median home $125,900 |
| Neighbor: Marion County, AL | limit $832,750; median home $106,600 |
| Neighbor: Pickens County, AL | limit $832,750; median home $123,900 |
| Neighbor: Lowndes County, MS | limit $832,750; median home $164,100 |
| Neighbor: Monroe County, MS | limit $832,750; median home $120,800 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lamar County's median home value is 46% below the state median of $209,900 (rank 54 of 67). Among its 5 neighboring counties, Lowndes County has the highest median home value ($164,100) and Marion County the lowest ($106,600); all share the same loan limit. Owners pay a median $274 a year in property tax, an effective rate of about 0.24% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lake County, SD
- 2026 conforming loan limit: Lake County, TN
- 2026 conforming loan limit: Lake Of The Woods County, MN
- 2026 conforming loan limit: Lamar County, GA
- 2026 conforming loan limit: Lamar County, MS
- 2026 conforming loan limit: Lamar County, TX
- 2026 conforming loan limit: Lamb County, TX
- 2026 conforming loan limit: Lamoille County, VT
Last updated 2026-10-16. Data only, not financial or tax advice.