Lamoille County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $304,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,908 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $304,700 |
| Vermont median home value | $316,600 |
| Limit ÷ median home value | 2.73× |
| Median household income | $74,908 |
| Median home value ÷ income | 4.1× |
| Population | 26,148 |
| Median property tax paid (owners) | $4,785 |
| Effective property tax rate (approx.) | 1.57% |
| Owner-occupied homes | 72.9% |
| Home value rank in Vermont | 6 of 14 counties |
| Neighbor: Caledonia County, VT | limit $832,750; median home $227,900 |
| Neighbor: Chittenden County, VT | limit $832,750; median home $439,200 |
| Neighbor: Franklin County, VT | limit $832,750; median home $306,700 |
| Neighbor: Orleans County, VT | limit $832,750; median home $223,400 |
| Neighbor: Washington County, VT | limit $832,750; median home $315,000 |
Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lamoille County's median home value is 4% below the state median of $316,600 (rank 6 of 14). Among its 5 neighboring counties, Chittenden County has the highest median home value ($439,200) and Orleans County the lowest ($223,400); all share the same loan limit. Owners pay a median $4,785 a year in property tax, an effective rate of about 1.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.