Lancaster County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $275,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,793 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $275,200 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 3.03× |
| Median household income | $74,793 |
| Median home value ÷ income | 3.7× |
| Population | 326,696 |
| Median property tax paid (owners) | $4,204 |
| Effective property tax rate (approx.) | 1.53% |
| Owner-occupied homes | 58.9% |
| Home value rank in Nebraska | 3 of 93 counties |
| Neighbor: Butler County, NE | limit $832,750; median home $184,200 |
| Neighbor: Cass County, NE | limit $832,750; median home $254,900 |
| Neighbor: Gage County, NE | limit $832,750; median home $174,000 |
| Neighbor: Johnson County, NE | limit $832,750; median home $155,500 |
| Neighbor: Otoe County, NE | limit $832,750; median home $201,600 |
| Neighbor: Saline County, NE | limit $832,750; median home $197,400 |
| Neighbor: Saunders County, NE | limit $832,750; median home $271,700 |
| Neighbor: Seward County, NE | limit $832,750; median home $241,300 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lancaster County's median home value is 15% above the state median of $238,600 (rank 3 of 93). Among its 8 neighboring counties, Saunders County has the highest median home value ($271,700) and Johnson County the lowest ($155,500); all share the same loan limit. Owners pay a median $4,204 a year in property tax, an effective rate of about 1.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Lancaster County, PA
- 2026 conforming loan limit: Lancaster County, SC
- 2026 conforming loan limit: Lancaster County, VA
- 2026 conforming loan limit: Lander County, NV
- 2026 conforming loan limit: Lane County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.