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2026 conforming loan limit: Lane County, KS

Quick answer

Lane County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $127,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,526 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$127,100
Kansas median home value$217,200
Limit ÷ median home value6.55×
Median household income$54,526
Median home value ÷ income2.3×
Population1,461
Median property tax paid (owners)$1,680
Effective property tax rate (approx.)1.32%
Owner-occupied homes88.9%
Home value rank in Kansas50 of 105 counties
Neighbor: Finney County, KSlimit $832,750; median home $201,400
Neighbor: Gove County, KSlimit $832,750; median home $118,400
Neighbor: Ness County, KSlimit $832,750; median home $89,700
Neighbor: Scott County, KSlimit $832,750; median home $160,000

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lane County's median home value is 41% below the state median of $217,200 (rank 50 of 105). Among its 4 neighboring counties, Finney County has the highest median home value ($201,400) and Ness County the lowest ($89,700); all share the same loan limit. Owners pay a median $1,680 a year in property tax, an effective rate of about 1.32% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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