Lane County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $430,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,544 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $430,600 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 1.93× |
| Median household income | $71,544 |
| Median home value ÷ income | 6.0× |
| Population | 384,207 |
| Median property tax paid (owners) | $3,536 |
| Effective property tax rate (approx.) | 0.82% |
| Owner-occupied homes | 59.7% |
| Home value rank in Oregon | 11 of 36 counties |
| Neighbor: Benton County, OR | limit $832,750; median home $513,000 |
| Neighbor: Deschutes County, OR | limit $832,750; median home $650,900 |
| Neighbor: Douglas County, OR | limit $832,750; median home $310,300 |
| Neighbor: Klamath County, OR | limit $832,750; median home $280,400 |
| Neighbor: Lincoln County, OR | limit $832,750; median home $410,800 |
| Neighbor: Linn County, OR | limit $832,750; median home $376,400 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lane County's median home value is 10% below the state median of $477,600 (rank 11 of 36). Among its 6 neighboring counties, Deschutes County has the highest median home value ($650,900) and Klamath County the lowest ($280,400); all share the same loan limit. Owners pay a median $3,536 a year in property tax, an effective rate of about 0.82% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lancaster County, VA
- 2026 conforming loan limit: Lander County, NV
- 2026 conforming loan limit: Lane County, KS
- 2026 conforming loan limit: Langlade County, WI
- 2026 conforming loan limit: Lanier County, GA
- 2026 conforming loan limit: Lapeer County, MI
- 2026 conforming loan limit: Laporte County, IN
- 2026 conforming loan limit: Laramie County, WY
Last updated 2026-10-16. Data only, not financial or tax advice.