Laramie County, Wyoming has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $348,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,173 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $348,700 |
| Wyoming median home value | $309,700 |
| Limit ÷ median home value | 2.39× |
| Median household income | $80,173 |
| Median home value ÷ income | 4.3× |
| Population | 101,060 |
| Median property tax paid (owners) | $1,980 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 70.6% |
| Home value rank in Wyoming | 6 of 23 counties |
| Neighbor: Larimer County, CO | limit $832,750; median home $569,100 |
| Neighbor: Weld County, CO | limit $832,750; median home $471,700 |
| Neighbor: Banner County, NE | limit $832,750; median home $205,700 |
| Neighbor: Kimball County, NE | limit $832,750; median home $109,400 |
| Neighbor: Albany County, WY | limit $832,750; median home $333,000 |
| Neighbor: Goshen County, WY | limit $832,750; median home $239,600 |
| Neighbor: Platte County, WY | limit $832,750; median home $297,900 |
Across Wyoming's 23 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Laramie County's median home value is 13% above the state median of $309,700 (rank 6 of 23). Among its 7 neighboring counties, Larimer County has the highest median home value ($569,100) and Kimball County the lowest ($109,400); all share the same loan limit. Owners pay a median $1,980 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Platte County, WY
Last updated 2026-10-16. Data only, not financial or tax advice.
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