Hot Springs County, Wyoming has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $227,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,250 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $227,500 |
| Wyoming median home value | $309,700 |
| Limit ÷ median home value | 3.66× |
| Median household income | $61,250 |
| Median home value ÷ income | 3.7× |
| Population | 4,620 |
| Median property tax paid (owners) | $1,236 |
| Effective property tax rate (approx.) | 0.54% |
| Owner-occupied homes | 72.7% |
| Home value rank in Wyoming | 18 of 23 counties |
| Neighbor: Fremont County, WY | limit $832,750; median home $268,800 |
| Neighbor: Park County, WY | limit $832,750; median home $400,500 |
| Neighbor: Washakie County, WY | limit $832,750; median home $206,000 |
Across Wyoming's 23 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Hot Springs County's median home value is 27% below the state median of $309,700 (rank 18 of 23). Among its 3 neighboring counties, Park County has the highest median home value ($400,500) and Washakie County the lowest ($206,000); all share the same loan limit. Owners pay a median $1,236 a year in property tax, an effective rate of about 0.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Houston County, MN
- 2026 conforming loan limit: Houston County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.