Houston County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,698 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $219,800 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 3.79× |
| Median household income | $80,698 |
| Median home value ÷ income | 2.7× |
| Population | 169,649 |
| Median property tax paid (owners) | $1,835 |
| Effective property tax rate (approx.) | 0.83% |
| Owner-occupied homes | 66.9% |
| Home value rank in Georgia | 55 of 159 counties |
| Neighbor: Bibb County, GA | limit $832,750; median home $174,500 |
| Neighbor: Bleckley County, GA | limit $832,750; median home $149,600 |
| Neighbor: Crawford County, GA | limit $832,750; median home $164,100 |
| Neighbor: Dooly County, GA | limit $832,750; median home $107,400 |
| Neighbor: Macon County, GA | limit $832,750; median home $97,300 |
| Neighbor: Peach County, GA | limit $832,750; median home $207,800 |
| Neighbor: Pulaski County, GA | limit $832,750; median home $157,600 |
| Neighbor: Twiggs County, GA | limit $832,750; median home $111,300 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Houston County's median home value is 28% below the state median of $303,300 (rank 55 of 159). Among its 8 neighboring counties, Peach County has the highest median home value ($207,800) and Macon County the lowest ($97,300); all share the same loan limit. Owners pay a median $1,835 a year in property tax, an effective rate of about 0.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hot Springs County, WY
- 2026 conforming loan limit: Houghton County, MI
- 2026 conforming loan limit: Houston County, AL
- 2026 conforming loan limit: Houston County, MN
- 2026 conforming loan limit: Houston County, TN
- 2026 conforming loan limit: Houston County, TX
- 2026 conforming loan limit: Howard County, AR
- 2026 conforming loan limit: Howard County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.