Howard County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $153,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,603 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $153,900 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 5.41× |
| Median household income | $45,603 |
| Median home value ÷ income | 3.4× |
| Population | 12,583 |
| Median property tax paid (owners) | $639 |
| Effective property tax rate (approx.) | 0.42% |
| Owner-occupied homes | 72.5% |
| Home value rank in Arkansas | 26 of 75 counties |
| Neighbor: Hempstead County, AR | limit $832,750; median home $105,700 |
| Neighbor: Little River County, AR | limit $832,750; median home $113,500 |
| Neighbor: Montgomery County, AR | limit $832,750; median home $151,900 |
| Neighbor: Pike County, AR | limit $832,750; median home $121,600 |
| Neighbor: Polk County, AR | limit $832,750; median home $138,400 |
| Neighbor: Sevier County, AR | limit $832,750; median home $117,600 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Howard County's median home value is 18% below the state median of $188,000 (rank 26 of 75). Among its 6 neighboring counties, Montgomery County has the highest median home value ($151,900) and Hempstead County the lowest ($105,700); all share the same loan limit. Owners pay a median $639 a year in property tax, an effective rate of about 0.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Houston County, MN
- 2026 conforming loan limit: Houston County, TN
- 2026 conforming loan limit: Houston County, TX
- 2026 conforming loan limit: Howard County, IA
- 2026 conforming loan limit: Howard County, IN
- 2026 conforming loan limit: Howard County, MD
- 2026 conforming loan limit: Howard County, MO
- 2026 conforming loan limit: Howard County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.