Howard County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $209,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,767 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $209,100 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 3.98× |
| Median household income | $76,767 |
| Median home value ÷ income | 2.7× |
| Population | 6,534 |
| Median property tax paid (owners) | $2,429 |
| Effective property tax rate (approx.) | 1.16% |
| Owner-occupied homes | 78.2% |
| Home value rank in Nebraska | 15 of 93 counties |
| Neighbor: Buffalo County, NE | limit $832,750; median home $246,400 |
| Neighbor: Greeley County, NE | limit $832,750; median home $120,000 |
| Neighbor: Hall County, NE | limit $832,750; median home $224,600 |
| Neighbor: Merrick County, NE | limit $832,750; median home $175,900 |
| Neighbor: Nance County, NE | limit $832,750; median home $132,000 |
| Neighbor: Sherman County, NE | limit $832,750; median home $152,000 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Howard County's median home value is 12% below the state median of $238,600 (rank 15 of 93). Among its 6 neighboring counties, Buffalo County has the highest median home value ($246,400) and Greeley County the lowest ($120,000); all share the same loan limit. Owners pay a median $2,429 a year in property tax, an effective rate of about 1.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Howard County, IN
- 2026 conforming loan limit: Howard County, MD
- 2026 conforming loan limit: Howard County, MO
- 2026 conforming loan limit: Howard County, TX
- 2026 conforming loan limit: Howell County, MO
- 2026 conforming loan limit: Hubbard County, MN
- 2026 conforming loan limit: Hudson County, NJ
- 2026 conforming loan limit: Hudspeth County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.