Howard County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,938 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,400 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.22× |
| Median household income | $65,938 |
| Median home value ÷ income | 2.4× |
| Population | 10,147 |
| Median property tax paid (owners) | $1,227 |
| Effective property tax rate (approx.) | 0.77% |
| Owner-occupied homes | 78.7% |
| Home value rank in Missouri | 71 of 115 counties |
| Neighbor: Boone County, MO | limit $832,750; median home $272,800 |
| Neighbor: Chariton County, MO | limit $832,750; median home $160,900 |
| Neighbor: Cooper County, MO | limit $832,750; median home $203,500 |
| Neighbor: Randolph County, MO | limit $832,750; median home $159,300 |
| Neighbor: Saline County, MO | limit $832,750; median home $150,500 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Howard County's median home value is 31% below the state median of $230,300 (rank 71 of 115). Among its 5 neighboring counties, Boone County has the highest median home value ($272,800) and Saline County the lowest ($150,500); all share the same loan limit. Owners pay a median $1,227 a year in property tax, an effective rate of about 0.77% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Howard County, IA
- 2026 conforming loan limit: Howard County, IN
- 2026 conforming loan limit: Howard County, MD
- 2026 conforming loan limit: Howard County, NE
- 2026 conforming loan limit: Howard County, TX
- 2026 conforming loan limit: Howell County, MO
- 2026 conforming loan limit: Hubbard County, MN
- 2026 conforming loan limit: Hudson County, NJ
Last updated 2026-10-16. Data only, not financial or tax advice.