Howell County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,993 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $173,000 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.81× |
| Median household income | $50,993 |
| Median home value ÷ income | 3.4× |
| Population | 40,383 |
| Median property tax paid (owners) | $872 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 70.3% |
| Home value rank in Missouri | 48 of 115 counties |
| Neighbor: Fulton County, AR | limit $832,750; median home $113,800 |
| Neighbor: Douglas County, MO | limit $832,750; median home $168,200 |
| Neighbor: Oregon County, MO | limit $832,750; median home $113,300 |
| Neighbor: Ozark County, MO | limit $832,750; median home $168,600 |
| Neighbor: Shannon County, MO | limit $832,750; median home $157,500 |
| Neighbor: Texas County, MO | limit $832,750; median home $146,700 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Howell County's median home value is 25% below the state median of $230,300 (rank 48 of 115). Among its 6 neighboring counties, Ozark County has the highest median home value ($168,600) and Oregon County the lowest ($113,300); all share the same loan limit. Owners pay a median $872 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Howard County, MO
- 2026 conforming loan limit: Howard County, NE
- 2026 conforming loan limit: Howard County, TX
- 2026 conforming loan limit: Hubbard County, MN
- 2026 conforming loan limit: Hudson County, NJ
- 2026 conforming loan limit: Hudspeth County, TX
- 2026 conforming loan limit: Huerfano County, CO
- 2026 conforming loan limit: Hughes County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.