Hudspeth County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 13.0 times the county's median home value of $64,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,600 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $64,000 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 13.01× |
| Median household income | $48,600 |
| Median home value ÷ income | 1.3× |
| Population | 3,403 |
| Median property tax paid (owners) | $801 |
| Effective property tax rate (approx.) | 1.25% |
| Owner-occupied homes | 73.6% |
| Home value rank in Texas | 246 of 250 counties |
| Neighbor: Otero County, NM | limit $832,750; median home $162,700 |
| Neighbor: Culberson County, TX | limit $832,750; median home $79,300 |
| Neighbor: El Paso County, TX | limit $832,750; median home $180,400 |
| Neighbor: Jeff Davis County, TX | limit $832,750; median home $226,200 |
| Neighbor: Presidio County, TX | limit $832,750; median home $121,300 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hudspeth County's median home value is 77% below the state median of $283,800 (rank 246 of 250). Among its 5 neighboring counties, Jeff Davis County has the highest median home value ($226,200) and Culberson County the lowest ($79,300); all share the same loan limit. Owners pay a median $801 a year in property tax, an effective rate of about 1.25% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Howell County, MO
- 2026 conforming loan limit: Hubbard County, MN
- 2026 conforming loan limit: Hudson County, NJ
- 2026 conforming loan limit: Huerfano County, CO
- 2026 conforming loan limit: Hughes County, OK
- 2026 conforming loan limit: Hughes County, SD
- 2026 conforming loan limit: Humacao Municipio, PR
- 2026 conforming loan limit: Humboldt County, CA
Last updated 2026-10-16. Data only, not financial or tax advice.