Hughes County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 8.2 times the county's median home value of $102,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,581 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $102,000 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 8.16× |
| Median household income | $51,581 |
| Median home value ÷ income | 2.0× |
| Population | 13,389 |
| Median property tax paid (owners) | $615 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 74.1% |
| Home value rank in Oklahoma | 69 of 77 counties |
| Neighbor: Coal County, OK | limit $832,750; median home $115,700 |
| Neighbor: Mcintosh County, OK | limit $832,750; median home $146,200 |
| Neighbor: Okfuskee County, OK | limit $832,750; median home $115,900 |
| Neighbor: Pittsburg County, OK | limit $832,750; median home $156,900 |
| Neighbor: Pontotoc County, OK | limit $832,750; median home $175,400 |
| Neighbor: Seminole County, OK | limit $832,750; median home $99,500 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hughes County's median home value is 49% below the state median of $199,800 (rank 69 of 77). Among its 6 neighboring counties, Pontotoc County has the highest median home value ($175,400) and Seminole County the lowest ($99,500); all share the same loan limit. Owners pay a median $615 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Hughes County, SD
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- 2026 conforming loan limit: Humboldt County, CA
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- 2026 conforming loan limit: Humboldt County, NV
Last updated 2026-10-16. Data only, not financial or tax advice.