Hubbard County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $282,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,995 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $282,600 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 2.95× |
| Median household income | $71,995 |
| Median home value ÷ income | 3.9× |
| Population | 21,831 |
| Median property tax paid (owners) | $2,217 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 83.1% |
| Home value rank in Minnesota | 22 of 87 counties |
| Neighbor: Becker County, MN | limit $832,750; median home $291,000 |
| Neighbor: Beltrami County, MN | limit $832,750; median home $237,500 |
| Neighbor: Cass County, MN | limit $832,750; median home $288,300 |
| Neighbor: Clearwater County, MN | limit $832,750; median home $192,100 |
| Neighbor: Wadena County, MN | limit $832,750; median home $173,000 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hubbard County's median home value is 14% below the state median of $329,300 (rank 22 of 87). Among its 5 neighboring counties, Becker County has the highest median home value ($291,000) and Wadena County the lowest ($173,000); all share the same loan limit. Owners pay a median $2,217 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Howard County, NE
- 2026 conforming loan limit: Howard County, TX
- 2026 conforming loan limit: Howell County, MO
- 2026 conforming loan limit: Hudson County, NJ
- 2026 conforming loan limit: Hudspeth County, TX
- 2026 conforming loan limit: Huerfano County, CO
- 2026 conforming loan limit: Hughes County, OK
- 2026 conforming loan limit: Hughes County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.