Niobrara County, Wyoming has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $221,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,113 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $221,500 |
| Wyoming median home value | $309,700 |
| Limit ÷ median home value | 3.76× |
| Median household income | $64,113 |
| Median home value ÷ income | 3.5× |
| Population | 2,368 |
| Median property tax paid (owners) | $1,072 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 61.8% |
| Home value rank in Wyoming | 21 of 23 counties |
| Neighbor: Sioux County, NE | limit $832,750; median home $99,300 |
| Neighbor: Custer County, SD | limit $832,750; median home $372,100 |
| Neighbor: Fall River County, SD | limit $832,750; median home $193,200 |
| Neighbor: Converse County, WY | limit $832,750; median home $292,700 |
| Neighbor: Goshen County, WY | limit $832,750; median home $239,600 |
| Neighbor: Platte County, WY | limit $832,750; median home $297,900 |
| Neighbor: Weston County, WY | limit $832,750; median home $221,700 |
Across Wyoming's 23 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Niobrara County's median home value is 28% below the state median of $309,700 (rank 21 of 23). Among its 7 neighboring counties, Custer County has the highest median home value ($372,100) and Sioux County the lowest ($99,300); all share the same loan limit. Owners pay a median $1,072 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Noble County, IN
- 2026 conforming loan limit: Noble County, OH
- 2026 conforming loan limit: Noble County, OK
- 2026 conforming loan limit: Nobles County, MN
- 2026 conforming loan limit: Nodaway County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.